Mortgages
MORTgages
Given the cost of a mortgage, buying a property can be one of the biggest decisions in one’s life. With so many options available, knowing which one to choose is a daunting task. By guiding you step by step throughout the process with our qualified advisors, no one can offer you the service we provide. Whether you are a first time buyer, looking to remortgage, move house or purchase for a buy to let we can come up with the solutions to meet your needs
Whether you are looking for a new property to purchase or even to find out the maximum loan you will qualify for, this is an area we can greatly assist
Remortgaging is the act of shifting your existing mortgage from one lender to another once your existing rate expires, whether this is for a residential or a buy-to-let property. The benefits of this far outweigh the disadvantages. Remortgaging in most cases allows for a new lower rate and the opportunity to capital raise such as for home renovations, debt consolidation or even to purchase an additional property.
The only real disadvantage is the new lender will need to verify identity, income and may request other documents but something we will happily assist with
In additional to a residential new purchase, we have also built relationships with many buy-to-let lenders in order to access the best rates. An important variable to bear in mind is to keep the loan-to-value (LTV) a maximum of 75% to allow for the lowest rates. Anything higher and rates become exorbitant
Equity Release is a way of releasing funds from your home in a lump sum or a steady stream of income. This lump sum can be used for a variety of reasons such as settling a more pressing debt, funding a holiday, home improvements, helping out your retirement income or even helping a family member fund their own deposit.
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SL5 Mortgages is the trading name of Ascot Wealth Management. Ascot Wealth Management Limited is authorised and regulated by the Financial Conduct Authority reference 551744. Our registered office: Scotch Corner, London Road, Sunningdale, Ascot, Berkshire, SL5 0ER. Registered in England No. 7428363. www.ascotwm.com Unless otherwise stated, the information in this document was valid on 1 July 2018 2017. Not all the services and investments described are regulated by the Financial Conduct Authority (FCA). Tax, trust and company administration services are not authorised and regulated by the Financial Conduct Authority. The services described may not be suitable for all and you should seek appropriate advice. This document is not intended as an offer or solicitation for the purpose or sale of any financial instrument by SL5 Mortagages or Ascot Wealth Management Limited. The information and opinions expressed herein are considered valid at publication, but are subject to change without notice and their accuracy and completeness cannot be guaranteed. No part of this document may be reproduced in any manner without prior permission. © 2018 Ascot Wealth Management Ltd. Please note: This website uses cookies. To continue to use this website, you are giving consent to cookies being used.